Support
Financial Support
Find the help you need, when you need it most effortlessly. Available 24 hours a day, 7 days a week.
Debt Support
These institutions offer support for debt and financial difficulties:
There are a wide variety of trusted institutions and organisations offering professional debt support services, each tailored to address different financial challenges. Our dedicated team is committed to understanding your unique situation and providing personalised guidance to connect you with the most suitable resources, ensuring you get the assistance you need to regain financial stability.
Food Banks
Find a food bank if you can’t afford food:
The Trussell Trust operates as a comprehensive Food Bank locator, offering an easy and reliable way to find your nearest Food Bank. By using their service, you can access essential support and assistance in times of financial hardship. Their network connects individuals and families with local Food Banks that provide emergency food supplies and additional guidance, helping to alleviate immediate needs.
Financial Difficulties
For financial difficulties, you may find the following useful:
If you are facing financial difficulties, it is absolutely essential to seek immediate help and support. Taking prompt action can provide you with access to valuable resources, guidance, and assistance tailored to your specific needs. Early intervention not only helps to address urgent challenges but also lays the foundation for a more stable and secure future. Remember, reaching out for help is a vital first step toward resolving the issues you’re facing.
Important Information
You may be eligible to claim benefits in cash, and you’re able to claim an advance if approved for benefits.
CIFAS-Considered Accounts
The following are accounts you may be approved for, even with a CIFAS marker:
This list will be extended in the future.
Some of these institutions are registered members of the CIFAS National Fraud Database (NFD), but their KYC (Know Your Customer) verification checks tend to not pick up on CIFAS markers.
Go Crypto
With certain cryptocurrency accounts, you can access the following:
- Debit card;
- IBAN account number (Euro Bank Transfers + International);
- Finance options; and
- More.
We do not regret going fully crypto.
Do not be afraid to try crypto. It’s more secure than banks and works much better without any risk of financial lockout for risk limitation. Whilst it may not be a fix to your situation completely, it will hold your finances up whilst you get that fraud marker removed.
Accounts that come with a debit card are:
- Wirex (immediate access to a virtual card);
- Coinbase; and
- Crypto.com.
FAQs
What type of financial support do UK charities provide?
UK charities offer a range of support services, including help with managing debt, access to food banks, emergency grants, and assistance with essential bills. They are designed to provide immediate relief and long-term solutions to those facing financial difficulties.
How can charities help with debt management?
Charities can provide free, confidential advice on managing debt, including budgeting assistance, negotiating with creditors, setting up affordable repayment plans, and guidance on insolvency options like debt relief orders or Individual Voluntary Arrangements (IVAs).
Important Information
Debt relief orders and Individual Voluntary Agreements (IVAs) will significantly impact your credit so please ensure that any such impacts to your credit won’t further implicate your finances.
What is a food bank, and how can it help?
Food banks provide emergency food supplies to individuals and families in crisis. They often offer essential non-food items such as toiletries and baby products. Many also provide additional services like budgeting workshops or referrals to other support organisations.
Can charities help with paying household bills?
Yes, some charities offer grants or financial assistance to help cover essential household expenses like energy, water, and rent. Others provide advice on accessing government schemes or reducing ongoing costs.
How do I access charity support for financial difficulties?
You can contact charities directly, usually by phone or online, to explain your situation. Many charities will assess your needs and direct you to the most suitable service or resource. Referrals may also come from local councils, GP surgeries, or other support organisations.
Can I apply for financial help if I’m employed but struggling?
Absolutely. Many charities provide support regardless of employment status, focusing instead on your financial situation and level of need.
Are charity support services confidential?
Yes, all support offered by UK charities is confidential. They are committed to treating your information with the utmost respect and only sharing details with your consent or when legally required.
Do charities offer ongoing financial support or just one-time help?
This depends on the organisation. Some charities provide one-time emergency grants, while others offer ongoing assistance, such as financial counselling, long-term debt solutions, or regular access to resources like food banks.
Can charities help me apply for government benefits?
This depends on the organisation. Some charities provide one-time emergency grants, while others offer ongoing assistance, such as financial counselling, long-term debt solutions, or regular access to resources like food banks.
Do I need to meet specific criteria to get help from a charity?
Each charity has its own eligibility requirements, which may depend on factors like income level, family size, or residency. However, many organisations aim to support anyone in need, so it’s always worth reaching out.
Are charity services free?
Yes, the majority of UK charities provide their services entirely free of charge, ensuring that help is accessible to everyone who needs it.
